Learn Budget Strategies That Actually Work
Join our monthly sessions where real financial advisers share practical approaches to managing household budgets, tracking spending patterns, and building financial clarity without the confusion.
Reserve Your SpotFind the Right Session for Where You Are
Not everyone needs the same information. We've structured our sessions around common questions people ask when they first reach out. Pick what matches your situation right now.
Just Getting Started
You're not sure where your money goes each month. These sessions cover the basics of setting up categories that reflect how you actually spend, not theoretical frameworks that sound good but don't fit real life.
Tracking But Struggling
You've tried budgeting apps or spreadsheets but keep falling off track. We talk through common obstacles and show what's worked for others in similar situations. Sometimes it's about the system, sometimes it's about expectations.
Managing Variable Income
Freelancers, contractors, and small business owners face different challenges. Monthly averages don't help much when income swings. These sessions address buffer strategies and flexible category systems that adapt to irregular cash flow.
Family Budget Coordination
When multiple people share expenses, things get messy quickly. We cover practical approaches to shared categories, individual spending freedom, and regular check-ins that don't turn into arguments.
Upcoming Sessions Through September 2025
We run the same four topics quarterly so you can join when it fits your schedule. Sessions happen Tuesday evenings at 7pm AEST.
Building Your First Category System
Start with the fundamentals. We'll walk through setting up categories that match your actual spending habits and discuss why most budget templates don't work for most people.
Why Budgets Fail (And What To Do About It)
This one's popular with people who've tried budgeting before. We look at common reasons systems break down and discuss adjustments that have helped others stick with it longer term.
Managing Money When Income Fluctuates
Specifically for contractors, freelancers, and anyone without steady paycheques. We cover buffer building, category flexibility, and how to plan when you can't predict next month's income.
Household Money Conversations
When partners or families share expenses, coordination matters. We discuss practical frameworks for joint categories, individual freedom, and regular financial check-ins that strengthen relationships.
Who Leads These Sessions
Both facilitators work directly with clients on budget strategy. They bring real examples from current work, not outdated case studies from textbooks.
Callum Dunwoody
Callum's worked with over 200 households on budget systems since 2019. He focuses on people transitioning from informal money management to structured tracking, often after major life changes.
Saoirse Kirkpatrick
Saoirse specializes in variable income situations. Before joining zeritalonix in 2021, she spent six years helping small business owners separate personal and business finances, which gets complicated fast.
Join a Session That Fits Your Situation
Sessions cost $45 and include access to the recording for 30 days afterward. You'll also get the framework templates discussed during the session so you can apply them to your own budget immediately.
